Successfully Defending Credit Card Lawsuits
Philadelphia Debt Collection Defense Attorney
It has become a more common action in recent years for debt collection
companies to file lawsuits against individuals who owe monies that are
past due. For many people, this can be a frightening experience that they
are wholly unfamiliar with. Frequently, they don't know how to react
to these last-ditch efforts by collection agencies to force payment of
old debts. As an experienced
Philadelphia debt collection harassment lawyer, I am intimately familiar with these suits and how they can be successfully resolved.
There are two actions that definitely should not be done by individuals
that are being sued. One is to not respond to the suit and the other is
to fail to properly answer the legal action against them. Both can end
up in a favorable outcome for the debt collector. Remember that the person
who brings the suit must prove their case and this is not always easy
to do. They must be able to document the original debt and show that percentage
rates were legally and properly charged. They have to prove that all charges
were in accordance with original card holder agreement and other important facts.
Going on the Offensive in Pennsylvania
If you have been sued over credit card bills there are other actions beyond
a good defense which can be taken to bring about a positive result for
your case. Many times, illegal
creditor abuse or
harassment has been carried out by the very company that is now seeking to sue. Per
federal law, these abusive collectors can be sued and damages awarded
for the consumer. Additionally, Attorney Forbes may be able to aggressively pursue
debt negotiation with creditors to get your debts resolved without the need for litigation.
Credit collection groups rely on an individual not being able to deal with
their forceful tactics. It can be a different matter when an equally forceful
attorney is representing the consumer. Experience allows me to know how
to respond to credit card lawsuits and when to go on the offensive on
behalf of my clients.
Contact a Philadelphia debt collection defense attorney
if you or a loved one has been sued for credit card debts and require aggressive