Delaware Debt Collection Defense Lawyer

At The Law Office of Michael P. Forbes, PC, we understand that a great number of people are struggling to stay afloat in today's unending economic recession. Many are finding it difficult to stay current on their mortgage payments and to repay their credit card debt—in addition to managing a variety of other expenses on a daily basis—so we are you here to inform you that you are not alone if you have found yourself in a similar situation. Whether you are facing the foreclosure of your home or you have questions about creditor harassment, the dedicated legal team at our firm is here to help. We have been assisting clients throughout Delaware for nearly two decades, so you can rest assured that you case is in good hands when you enlist the help of a debt collection defense attorney at our firm.

Although we have extended our practice to include a number of financial services, we specialize in all facets of debt collection abuse. Lead Attorney Michael Forbes originally decided to pursue a legal career in this field when he recognized that an astounding number of people have been forced to deal with creditor harassment and unlawful debt collection practices on a daily basis, so he has been working to assist all such victims ever since. For this reason, you should not hesitate to get in the touch with the firm if you, yourself have been on the receiving end of a harassing phone call. Even if you are unsure of whether or not your rights have been violated, it is imperative that you do not disregard such an incident without first consulting with an experienced lawyer. Harassment should never be tolerated, but especially when someone has broken the law to do so.

Your Rights Under the Fair Debt Collection Practices Act (FDCPA)

The Fair Debt Collection Practices Act (FDCPA) was enacted by the Federal Trade Commission in an effort to make the boundaries of debt collection a little clearer. In doing so, they have mapped out a distinct line that debt collection agencies cannot cross without facing serious legal consequences. For example, they are prohibited from contacting you outside the hours of 8 A.M. and 9 P.M., repeatedly calling you for the purpose of harassment, using abusive or profane language and/or contacting you at your workplace after they have been asked not to. If you have been subjected to any of this unlawful behavior, it is important that you understand what action you can take.

By enlisting the help of a Delaware debt collection defense lawyer from The Law Office of Michael P. Forbes, PC, you can fight back. Not only can we assist you in filing an official complaint, but we can see to it that this type of harassment is stopped for good. You have rights, and it is our job to ensure that they are upheld. For this reason, you should waste no time in finding out how we can help. To get started today, we urge you to fill out and submit a free case evaluation form online or to call our office directly at (610) 991-3321. Time is of the essence when dealing with incessant harassment, so we believe that there is no better time to act than now.

We are also available to assist clients throughout Pennsylvania and New Jersey, so do not hesitate to contact a Delaware debt collection attorney today.