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Protecting Your Rights Against Abusive Debt Collectors
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Top 10 Collector Violations

Violations of Debt Collection & Reporting Acts

Federal law provides extensive protection for consumers who take out credit or loans. These laws are found in the Fair Debt Collection Practices Act (FDCPA), Telephone Consumer Protection Act (TCPA), Fair Credit Reporting Act (FCRA), and more. When a creditor or debt collection agency violates the terms of these and other debt collection laws, the consumer has every right to take action against them for restitution. The top 10 collector violations are as follows:

  • Calling repeatedly or continuously
  • Calling before 8:00 a.m., after 9:00 p.m., or at any hour previously determined to be inconvenient to you
  • Calling you at a number at which that you did not consent to be contacted
  • Contacting you at work when it is known that your employer does not approve
  • Using profanity or foul language
  • Threatening to take actions they cannot or will not take
  • Asking you to pay more than you owe
  • Providing your debt information to a third party
  • Failing to send a debt validation notice when requested
  • Continuing collection practices after receiving a written request to stop collections

Why hire a Pennsylvania debt collection defense lawyer?

The sooner you retain the services of a debt defense lawyer in Pennsylvania, the better. Your best chance at successfully stopping harassment and finding relief is by hiring a skilled attorney to represent you. At Michael P. Forbes, PC, I have represented victims of debt collector abuse for more than two decades. You can rest assured that my firm has what it takes to guide you through your legal process and help you fight for your consumer rights. Contact my offices right away to learn more about how I can handle your case. My firm represents clients in Pennsylvania.

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The Law Office of Michael P. Forbes, PC - Philadelphia Debt Collection Defense Attorney
Located at 200 Eagle Road, Suite 50 Wayne, PA 19087. View Map
Phone: (610) 991-3321 | Local Phone: (610) 293-9399.