Call Today:

(610) 991-3321
HomeAttorney ProfileDebt CollectionFAQClient TestimonialsCommercialsEspaƱolContact Us
Protecting Your Rights Against Abusive Debt Collectors
Don’t feel alone. Don’t fight alone. Call us.

Philadelphia FHA-HAMP Modification Lawyer

Loan Modification Attorney for FHA-HAMP Modifications

Due to the mortgage crisis that crippled the housing market a few years ago, the government created a program by which homeowners and lenders could mutually benefit from a restructuring or modification of your mortgage debt. The FHA-HAMP program, or Home Affordable Modification Program, allows eligible homeowners to negotiate a modification of their FHA-insured (in other words, a Freddie Mac or Fannie Mae insured mortgage) first mortgages in order to reduce their monthly payments and avoid an imminent foreclosure.

The program does not extend to second mortgages. At the Law Office of Michael P. Forbes, PC, I am thoroughly versed and familiar with the terms of the government's program, and I have assisted many homeowners in successfully modifying the terms of their mortgages in order to remain in their homes and avoid foreclosure. Be careful not to fall prey to scammers who promise to negotiate with your lender on your behalf. Always consult with an experienced and competent Philadelphia loan modification attorney if you have questions about avoiding foreclosure.

Help with Eligibility in Pennsylvania

In order to have your mortgage modified, you will have to prove to the lender that you are capable of making the new mortgage payment amount by completing a three-month trial period of payments. If you are offered the trial payment period, and you do not successfully complete the trial period by making your payments fully and on time, you will no longer be eligible for the modification program under its terms. Thousands of homeowners across the country have availed themselves of this new program since its inception and have successfully avoided foreclosure. If you want to stay in your home, and can afford a lower monthly payment, please get in touch with our professional team – we care and we work hard for those we serve.

Schedule a free initial consultation today. We can assess your situation and determine whether or not a HAMP modification is right for you.

Debt Collection Defense Attorney | Contact Us | Site Map | Privacy Policy
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
The Law Office of Michael P. Forbes, PC - Philadelphia Debt Collection Defense Attorney
Located at 200 Eagle Road, Suite 50 Wayne, PA 19087. View Map
Phone: (610) 991-3321 | Local Phone: (610) 293-9399.
Website: