New Jersey Debt Collection Defense Attorney

Have you been suffering through the ramifications of this economic recession? If so, you have probably found it difficult to stay on top of your debt. The upside to this, however, is that you are not alone. Countless individuals across the United States have been hit hard by the consequences of unemployment, home foreclosure and even divorce, so it is important to understand that you are just one of many who have been faced with a troubling financial situation. Fortunately, The Law Office of Michael P. Forbes, PC is available to help—whether you have been slapped with a debt lawsuit or you are looking to stop creditor harassment. We have been working to defend the rights of debtors for nearly two decades in New Jersey, so you can rest assured that you financial future is in good hands when you enlist the help of our firm.

Although we offer a wide variety of legal services, our firm prefers to focus most of our attention on debt collection abuse. Throughout the many years that we have been practicing law throughout Pennsylvania and New Jersey, we have come into contact with an overwhelming number of people who have become the victim of this type of unlawful behavior. For this reason, we have made it our goal to inform all debtors of what rights they possess if they have been receiving harassing phone calls from debt collection agencies that are looking to get paid. Most are initially unsure of whether not their rights have, in fact, been violated—the reason for this being that most are unsure of what rights they possess under the Fair Debt Collection Practices Act (FDCPA)—but with our help, they are able to gain a clearer understanding of how they can fight back.

Defending the Residents of New Jersey against Collection Abuse

If you believe that you have been subjected to the unlawful tactics of a debt collection agency, you should not hesitate to consult with a New Jersey debt collection defense lawyer about the rights that you are afforded under the FDCPA. Creditors are prohibited from engaging in certain behaviors while attempting to collect on overdue payments, which include calling outside the hours of 8 A.M. and 9 P.M., using profane or threatening language, contacting a debtor at work if they were asked not to and/or incessantly calling for the sake of harassing the individual. If you believe that a creditor has violated any of these limitations, you should waste no time in contacting an attorney and discussing your legal options. The Law Office of Michael P. Forbes, PC is available to answer any questions you may have, either online or by phone, so we urge you to contact the firm today.