Philadelphia Debt Collector Abuse Lawyer

Stop abusive debt collectors from continuing to harass you!

As Peter Finch said in the movie, Network, "I am mad as hell and I can't take it anymore!" Good, you should be mad and you should start fighting. With the Law Office of Michael P. Forbes, a Philadelphia Debt Collector Abuse Lawyer, at your side, you can begin to take your life back!

If you've ever been on the wrong end of a call from a debt collector, you don't easily forget the conversation. The debt collector says everything they can to make you feel bad about yourself, often trying to shame you into paying the debt that you would gladly pay if you could afford it. Unfortunately, the collector's efforts often turn into frustration and, instead of being reasonable and trying to negotiate a payment plan that fits your budget, the collector becomes abusive, directing nasty remarks at you in an offensive tone. Most people who have been victimized by this type of disrespectful treatment by debt collectors first feel embarrassed and humiliated. If you have been the victim of this type of treatment, a Philadelphia debt collector abuse attorney, like my firm, skilled in this type of law, can help you retain your dignity and do something about stopping debt collection harassment and abuse.

Fight Back - Know Your Rights!

If your mail brings you threats of losing your home, lawsuits and wage garnishment, it's time to take effective action to stop the abuse. Under the FDCPA (Fair Debt Collection Practices Act) Congress has given you weapons in which to fight back and make the debt collector pay YOU money for their abusive, harassing behavior. Even if you legitimately owe the money, a debt collector has to treat you with respect. That is the law! Furthermore, if a credit reporting agency makes a credit report error, they must correct it. Under the FCRA ( Fair Credit Reporting Act ) credit reporting agencies, by law, have to get it right. You can sue abusive debt collectors under the FDCPA and you can sue credit reporting agencies under the FCRA.

Philadelphia Consumer Attorney - Defending People Against Abusive Creditors

When the phone rings constantly with a debt collector on the line and you realize your credit report is riddled with errors, you may feel cornered and defeated. You might think you have no recourse, but I'm here to tell you different. We bring our clients the compassion and personal attention they need when facing abusive or harassing creditors or collection agencies. My goal is to reach as many people as possible to let them know that they do have some good options to combat collection agency bullies and correct inaccuracies that the credit reporting agencies record, as well as to save their homes from foreclosure. People know the pain first-hand of having their lifestyles threatened, but they just don't seem to think that they can do anything on their own behalf. The fact is that most people don't know they are empowered to sue abusive debt collectors and collection agencies. You should know that there is a way to change the course of your life and my firm can show you how it can work in your favor.

How We Can Help You - Contact Our Office Today!

Please browse the pages on our website to see how we can best help you. Topics include: how to handle a debt collector phone call, know your rights, debt collection abuse, mortgage foreclosure, common debt collector violations, credit report errors, harassing phone calls, Fair Debt Collection Practices Act - FDCPA, Fair Credit Reporting Act - FCRA, stop harassment, creditor abuse, creditor harassment, defending credit card lawsuits, junk debt buyers, and zombie debts.

With over two decades of experience, you can count on our commitment to helping you through this difficult stage in your life. We will sue abusive debt collectors at no cost to you unless we win. We will pay all costs for filing the suit, no money out of your pocket.

Proudly Serving Philadelphia, Pennsylvania & New Jersey

In addition to Wayne and Philadelphia, we also represent clients in the following areas:

West Chester, Downingtown, Coatesville, Norristown, Phoenixville, King of Prussia, Media, Lansdowne, Havertown, Upper Darby, Chester, Lansdale, Plymouth Meeting, Doylestown, Newtown, New Hope, Exton, Reading, Collegeville, Royersford, Douglasville, Exeter, Chester Springs, Burkesville, Lancaster, Wayne and Birdsboro, as well as all cities within Delaware County, Montgomery County, Chester County, Philadelphia County, Bucks County, Lancaster County, along with the rest of Southeastern Pennsylvania and New Jersey.

Contact a Philadelphia debt collector abuse lawyer at our office who can help you stop mean or abusive debt collectors from continuing to harass you.