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Law Office of Michael P. Forbes, PC

5.0

Over 60 5-Star Reviews

Awards That Set Us Apart
  • Wayne award 2026 best lawyer
  • Top Lawyer 2026 logo
  • Pennsylvania Bar Association
  • American Bar Association
  • National Association of Consumer Advocates

    Serving Philadelphia and beyond Foreclosure Lawyer Philadelphia

    If you're facing the prospect of losing your home to foreclosure, do not give up hope. A skilled foreclosure defense lawyer can help. At Law Office of Michael P. Forbes, PC, we understand the gravity of your situation and are here to support you. Our focus is on defending homeowners from foreclosure, using a thorough understanding of the law to identify potential defenses and strategies. By engaging with lenders on your behalf, a foreclosure attorney at Law Office of Michael P. Forbes, PC can work to find solutions that can prevent foreclosure, seeking alternatives such as loan modifications, short sales, or other legal remedies. Our commitment is to navigate the complexities of foreclosure law to protect your home and your future.

    Call (610) 991-3321 to discuss how a foreclosure defense attorney at Law Office of Michael P. Forbes, PC can assist you.

    Philadelphia Foreclosure Defense
    Call for More Information Today!
    610-991-3321
    Trusted by Clients, Proven Results
    • J
      "I cannot recommend Attorney Michael Forbes highly enough."
      Mike provided the exact confidential and legal guidance and support I needed, in a very humane manner always, to help me get through it.
      John C. Johnson III, Esq.
    • P
      "One of the sharpest, most strategic, and most trustworthy attorneys"
      Attorney Michael P. Forbes is one of the sharpest, most strategic, and most trustworthy real estate and foreclosure defense attorneys I have ever retained.
      Pat Martin
    • D
      "If you are looking for an A+ legal professional, he is the person to contact."
      If you are looking for an A+ legal professional, he is the person to contact.
      DEAN WRIGHT
    • D
      "Highly recommend Michael!"
      He helped my parents obtain loan modification and stop foreclosure process.
      Danylo Popil
    • G
      "Extremely Knowledgeable"
      Mr. Forbes is extremely effective, efficient, and well-connected.
      Garreton Smith
    • l
      "Friendly and Responsive Lawyer"
      Michael is extremely friendly, accessible, and responsive.
      laceyelle
    • H
      "Grateful for Valuable Guidance"
      He freely gave of his time, listened to us, and offered us his valuable guidance.
      Here And Now
    • K
      "Best Money I’ve Ever Spent"
      Michael negotiated the terms of the payoff and ensured the paperwork would hold the investor to the agreement.
      Kche Phoenix
    • J
      "A great lawyer who gets results"
      Micheal was able to fix them all and my credit score has gone up a lot.
      John Barton
    • j
      "Michael did awesome"
      Michael did awesome with issues on my credit report that weren't mine.
      jenson reitnauer
    • K
      "Absolutely Flawless Representation"
      Michael was awesome, I definitely recommend him for anyone who has a debt buyer/collector who breaks federal laws in the FDCPA.
      Kalissimo
    • j
      "Impressed by Professionalism"
      Extremely impressed by his professionalism, expertise, and dedication.
      jeffrey morgan
    I cannot recommend Attorney Michael Forbes highly enough.
    I cannot recommend Attorney Michael Forbes highly enough. While I was dealing with an extremely stressful situation, arising out of my own compromised personal judgement, without judging me for the situation I’d gotten myself into, Mike provided the exact confidential and legal guidance and support I needed, in a very humane manner always, to help me get through it. And for very reasonable rates. Mike was always responsive, professional, supportive, taking all the time needed to explain complex details in terms I could understand, throughout the entire process. Mike’s service and professionalism was exceptional from start to finish. And the results were far beyond my greatest expectations. - Jack J.
    John C. Johnson III, Esq.
    One of the sharpest, most strategic, and most trustworthy attorneys
    I have been a real estate investor, author, speaker, and trainer for over 25 years, and during that time I’ve worked with foreclosure defense attorneys all across the country. Without hesitation, Attorney Michael P. Forbes is one of the sharpest, most strategic, and most trustworthy real estate and foreclosure defense attorneys I have ever retained. Simply an answer to prayer. Michael Forbes and his wife Nancy of the Forbes Law Firm are the real deal. Michael is not some cookie-cutter attorney simply trying to buy a homeowner another 30–90 days. He understands the chessboard of foreclosure litigation, real estate investing, and the psychology of negotiation at an elite level. He sees both the big picture and the smallest details — and that combination is absolutely lethal against big banks that bully the average Joe homeowner/borrower. What separates Michael from so many other attorneys is that he truly listens. He asks questions to understand the situation from every angle, and then he strategically goes to work. He has in my term… blocked auctions… stayed a “sheriff’s sale” for us, found critical weaknesses and “chinks in the armor” in bank attorneys’ cases, held opposing counsel accountable, and stopped banks and their law firms from slipping shady things through the cracks hoping they don’t get noticed and caught. Many foreclosure firms representing lenders operate on autopilot — pushing files through the system with little attention to detail. Michael Forbes catches what others miss, and he holds their feet to the fire every single time. He’s seasoned, battle-tested, highly intelligent, and incredibly effective. To borrow the old saying — he’s “seen a thing or two because he’s seen a thing or two.” You simply are not going to get much past this man in a courtroom or negotiation. What’s even more impressive is that despite his decades of experience and expertise, his pricing is extremely fair and reasonable. That combination of integrity, intelligence, experience, and value is almost impossible to find today. Honestly, having Michael Forbes in your corner makes investing in pre-foreclosures and distressed real estate dramatically less stressful. He understands investors, he understands homeowners, and he understands strategy. Working with him has been such a positive experience that it actually makes me want to pursue more pre-foreclosure real estate opportunities in Pennsylvania simply because I know I have someone exceptional protecting our interests and the borrowers’ interests as well. If I could clone a Michael P. Forbes in every state I invest in, I would do it tomorrow. Top-notch attorney. Top-notch law firm. Absolute professional. Highly recommended. Love this guy and what he can do and you will too… I guarantee it. This is Coach Pat signing out. Thank you Michael and Nancy! You guys are the very best!!! Character matters! I will shut up with that. Blessings! “CP”.
    Pat Martin
    If you are looking for an A+ legal professional, he is the person to contact.
    I reached out on the website on Sunday regarding a consumer credit concern. I expected that someone would get back to me in a day or so. Attorney Forbes reached out on Sunday and gathered information regarding my case. If you are looking for an A+ legal professional, he is the person to contact.
    DEAN WRIGHT
    Highly recommend Michael!
    I highly recommend Michael! He helped my parents to obtain loan modification and stop foreclosure process.
    Danylo Popil
    Extremely Knowledgeable
    Mr. Forbes was amazing. He’s extremely knowledgeable in this field and he genuinely wanted to help me. I would recommend him 10 out of 10. He is extremely effective, efficient, and he is well-connected. Thank you again, Mr. Forbes, for all of your hard work.
    Garreton Smith
    Friendly and Responsive Lawyer
    I had a situation with old student loan balances being reflected on my credit reports. With Michael's valuable advice, the bureaus finally corrected my information. Luckily, I ended up not requiring his services further; however, should circumstances change in the future, I wouldn't hesitate to contact him again. Unlike other lawyers I contacted previously, Michael is extremely friendly, accessible, and responsive. He will take the time to listen and answer your questions.
    laceyelle
    Grateful for Valuable Guidance
    My spouse and I needed legal advice regarding a very well-established, adult daughter who refused to pay her school loans, for which my spouse had co-signed many years ago. Mr. Forbes took our calls personally, and he kindly and generously helped us objectively think our situation through, weigh our options, as well as consider the possible outcomes. He freely gave of his time, listened to us, and offered us his valuable guidance. We are so grateful to him. Thank you, again, Mr. Forbes.
    Here And Now
    Best Money I’ve Ever Spent
    My second mortgage home debt had been purchased by a slimy investor guy. I attempted to negotiate with this investor to pay off what I owed. He would offer me payoff terms and arrangements but then not honor the amounts or the payment schedule discussed in a prior conversation. I did not trust this person. I contacted Michael, he consulted me about my goals and available funds. For a very reasonable flat fee, Michael negotiated the terms of the payoff and ensured the paperwork would hold the investor to the agreement. Even with Michael’s representation, the slimeball investor did not file the satisfaction of mortgage for 4 months, causing me a lot of anxiety. One email from Michael and the satisfaction was filed. It should also be noted that in the middle of my dealings with this investor Michael had open heart surgery. His staff carried the torch and as soon as Michael was able to work again he jumped right back in! If you are reading poor reviews for Michael it is likely they are from this investor and his associates. During the process of my negotiations, I watched Michael’s ratings fall. Having Michael represent me made me feel protected against this slimy investor. I honestly consider his fee to be some of the best money I’ve ever spent. I am 100% a real client!
    Kche Phoenix
    A great lawyer who gets results
    My experience working with Michael has been amazing through the whole process. He works very hard and he is a great lawyer who gets results. I had a couple of things reported on my credit reports that were wrong, and Michael was able to fix them all, and my credit score has gone up a lot thanks to Michael, who worked hard to get me great results. I highly recommend Michael; he is a true professional, and he cares about his clients.
    John Barton
    Michael did awesome
    Michael did awesome with issues on my credit report that weren't mine. I spoke with 7 other lawyers, a couple different kinds, and not a single one could help me. Thanks, Michael!!
    jenson reitnauer
    Absolutely Flawless Representation
    Thank you, Michael, for your absolutely flawless representation in my recent lawsuit regarding an improper venue lawsuit against a debt buyer. Michael was awesome. I definitely recommend him for anyone who has a debt buyer/collector who breaks federal laws in the FDCPA. Michael was personable but professional with what I had going on. Always communicative from start to finish. As long as you have the proof for yourself to turn over to Michael, he will take care of you and give you the utmost care for your lawsuit. Thank you, Michael, for all your hard work and bringing a successful end to this lawsuit.
    Kalissimo
    Impressed by Professionalism
    I had the pleasure of working with Michael Forbes on several occasions, and I was extremely impressed by his professionalism, expertise, and dedication. Michael was always responsive to my inquiries and explained legal matters in a clear and concise manner. Thanks to his guidance and advice, I was able to achieve a favorable outcome. I highly recommend Michael Forbes to anyone seeking legal assistance.
    jeffrey morgan
    Why Choose Law Office of Michael P. Forbes, PC

    At the Law Office of Michael P. Forbes, PC, I stand up for people in Philadelphia who are being harassed by debt collectors or harmed by inaccurate credit reporting. With more than 25 years of experience, I focus on using powerful consumer protection laws to stop abusive tactics, restore your peace of mind, and help you move forward with dignity.

    Why Choose Me:

    • No upfront attorney fees in FDCPA/FCRA cases – I only get paid if you win
    • Over 25 years of experience fighting debt collectors and credit reporting agencies
    • Aggressive strategy: I sue abusive collectors and furnishers to enforce your rights
    • Personal, compassionate guidance through every step of your case
    • Focused on stopping harassment, cleaning up credit reports, and pursuing damages
    • Compassionate, Dignity-Focused Debt Relief

      Respectful, judgment-free guidance toward a real financial reset.

    • Bankruptcy As A Foreclosure Alternative

      Explore Chapter 13 or 7 to pause foreclosure and reorganize debt.

    • 25+ Years Guiding Clients Through Bankruptcy

      Seasoned counsel to protect your home, income, and peace of mind.

    • Stop Creditor Harassment Through Bankruptcy

      Use bankruptcy to halt calls, lawsuits, and wage garnishments fast.

    Meet the Law Office of Michael P. Forbes, PC

    At the Law Office of Michael P. Forbes, PC, I focus my practice on protecting people in the Philadelphia area from abusive debt collectors and unfair credit reporting. For over 25 years, I have used laws like the FDCPA and FCRA to stop harassment, correct errors, and hold wrongdoers accountable. When I sue debt collectors or credit reporting agencies, my clients pay no upfront costs and no legal fees unless I win. My goal is to restore your dignity, peace of mind, and control over your financial life. From the first consultation through the resolution of your case, you work directly with me—receiving clear guidance, honest advice, and dedicated advocacy every step of the way.

    Answers to Common Questions
    • How do I start a foreclosure defense?
      To start foreclosure defense, you should consult with a foreclosure defense attorney. They will evaluate your situation, advise you on available options, and help you develop a defense strategy.
    • What are the costs involved in foreclosure defense?
      Costs can vary based on the complexity of your case and the attorney’s fees. It's essential to discuss fees upfront with your lawyer to understand the financial commitment involved.
    • How long can foreclosure defense delay eviction?
      The length of delay depends on various factors such as the strength of the defense and the court's schedule. It can range from a few months to several years in some cases.
    • What is foreclosure defense?
      Foreclosure defense involves legal strategies to help homeowners avoid foreclosure. This process challenges the foreclosure and seeks to protect a homeowner's rights, potentially allowing them to keep their home.
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