Car Accident Lawyer in Philadelphia

35+ Years of Legal Experience – (610) 991-3321

Car accidents are among the most common causes of serious injuries in the United States. Even if you are careful and follow every rule of the road, you can still be blindsided by a negligent, distracted, or intoxicated driver. What steps can you take to address the consequences after being unfairly hurt by another motorist?

If you live in Pennsylvania, you can contact me, Philadelphia Personal Injury Attorney Michael P. Forbes, for assistance. I am passionate about helping clients through challenging times. When my clients receive the compensation they deserve after an injury, I know I have done my job well. Let me evaluate your case to see if you have grounds for a lawsuit.

Common Causes of Car Accidents in Philadelphia

Building your lawsuit depends greatly on your ability to prove the cause of your car accident was not your own mistake. For every person on the road, there is another way a traffic collision can occur. Some causes are far more common than others, and identifying the cause early can help your chances of receiving a fair settlement from insurance companies.

Car accidents result from various factors, many of which are linked to driver behavior. For example, aggressive driving and incidents of road rage are increasing and can lead to dangerous situations. 

Drivers who ignore traffic signals, make unsafe lane changes, or become distracted while driving, such as eating behind the wheel, contribute to increased risks. Additionally, poorly maintained vehicles can cause accidents, as malfunctioning brakes or worn-out tires pose real dangers on the road.

What to Do Right After a Car Accident

Knowing how a car accident can happen is important, but proving how it happened is even more critical. After any collision, no matter how severe or minor, you need to begin building your claim. 

In general, there are a few steps you should take to help you do this without missing something important:

• Call for Help: Attend promptly to any injury. Contact emergency medical responders right away. If you are treated, keep a record of the paramedic's report for your case.
• Notify the Authorities: The police should be called to any serious accident site. Police on the scene can detain drunk or texting drivers, redirect oncoming traffic, and complete a police report you can use as evidence.
• Take Pictures: Use your smartphone to photograph damage from every angle, without stepping into traffic. Take pictures of the surrounding environment, as weather or road conditions may have contributed.
• Talk to Onlookers: People who stop at the scene may have valuable observations. Request eyewitness statements if appropriate. Many passersby are willing to help by sharing what they saw.

It is also important to contact your insurance company promptly to report the accident. When providing details, be factual and avoid admitting fault. This initial report will start the claim process and provide a record for future legal proceedings. Keep documentation of all communication with insurers and medical professionals; these records may be invaluable later.

Understanding Pennsylvania Car Accident Laws with a Local Attorney

Car accident claims in Philadelphia also need to address the state's “comparative negligence” rule, which can affect the damages you receive. If you are partly at fault, your compensation may be reduced by your percentage of responsibility. For example, if you are found to be 20% at fault, your compensation is reduced by that proportion. 

This makes accurate documentation and the support of an auto accident attorney Philadelphia residents trust especially important. Navigating these laws can be complex, as insurance companies may try to shift blame or minimize their financial responsibility. Philadelphia residents should also know that local court procedures may differ from those in other Pennsylvania counties, affecting where lawsuits are filed and which courts have jurisdiction over accident matters.

In Pennsylvania, drivers may choose between full tort and limited tort insurance policies. Full tort lets you retain an unrestricted right to file a lawsuit and seek pain and suffering damages after an accident. 

By contrast, limited tort options offer lower premiums but restrict the ability to sue for pain and suffering unless the injury is defined as serious. Understanding these insurance choices is essential for protecting your rights after an accident and calls for the guidance of a capable vehicle accident lawyer in Philadelphia.

Local regulations, such as Philadelphia’s requirements for timely accident reporting and submitting accident forms to the Pennsylvania Department of Transportation, can also affect case outcomes. Consulting a vehicle accident attorney Philadelphia drivers rely on can be crucial to make sure every document is prepared correctly and every deadline met. Legal professionals familiar with Philadelphia’s courts, including the Philadelphia Court of Common Pleas, can guide you through these processes efficiently.

Local Challenges on Philadelphia Roads

Driving in Philadelphia presents unique challenges that contribute to car accidents. The city's infrastructure, with narrow streets and dense traffic, often leads to congestion and increases the likelihood of collisions. Weather conditions such as snow and ice further complicate driving, making roadways hazardous and requiring greater attention behind the wheel.

Philadelphia’s active cycling community also means that drivers must stay alert for cyclists sharing the road. Accidents can happen if drivers are not attentive to cyclists, especially in areas with limited bike lanes. By understanding these local road dynamics, both drivers and pedestrians can take steps to reduce accident risks. A knowledgeable Philadelphia car accident attorney can help you navigate these local complexities.

Contact a Car Accident Attorney in Philadelphia You Can Trust

Before you discuss your claim with the insurance company, talk to a Philadelphia car accident lawyer from my law firm. I can advise you about what should and should not be said to insurers, who often seek to settle for the lowest amount possible. If initial negotiations do not result in a fair settlement, I can prepare your case for litigation. The opposition will realize they are dealing with an attorney who stands firm on behalf of clients.

Choosing the right car accident attorney in Philadelphia can have a major impact on the outcome of your case. A dedicated attorney will guide you through negotiations, settlements, and any disputes, standing by your side every step of the way. By understanding your circumstances and applying strategies tailored to your case, your attorney may increase the potential for a positive resolution.

FAQs: Car Accidents in Philadelphia

What Should I Do If the Other Driver Is Uninsured in Philadelphia?

If the other driver involved in your accident is uninsured, your uninsured motorist (UM) coverage can provide assistance. This part of your insurance policy covers damages if the at-fault driver lacks insurance. In Pennsylvania, it is recommended, though not required, to carry UM coverage as part of your policy. This ensures that when the responsible party is uninsured, you still have a financial path for recovering damages. Consulting a vehicle accident lawyer in Philadelphia can give you further insight into these situations.

How Long Do I Have to File a Claim After a Car Accident in Pennsylvania?

Under Pennsylvania law, the statute of limitations for filing personal injury claims is two years from the date of the accident. This gives you a two-year window to start legal action seeking compensation for your injuries or damages. Failing to file within this period may prevent you from pursuing a claim. It is vital to connect with a car accident lawyer in Philadelphia promptly to ensure you take timely action and protect your rights.

What Types of Compensation Can I Seek After a Car Accident?

After a car accident, you may pursue several types of compensation, depending on the circumstances. Compensation can cover medical expenses for treatment, rehabilitation, and ongoing care if needed. You may also claim lost wages if your injuries prevent you from working. Property damage, pain and suffering, and, in some instances, punitive damages related to gross negligence could also be sought. Consulting a legal professional in Philadelphia can help clarify which types of compensation apply to your situation.

Will My Insurance Premiums Increase After Filing a Claim?

Whether your insurance premiums rise after a claim depends on your provider’s policies and the accident’s details. If you are not at fault, some insurers may not increase your rates, especially if you have accident forgiveness. However, a finding of fault will often result in higher premiums. Reviewing your policy and discussing options with your insurer can help you understand potential rate changes. A Philadelphia car accident attorney can provide personalized guidance on these matters.

How Can a Car Accident Lawyer in Philadelphia Assist With Insurance Negotiations?

An attorney’s role is to make sure you are treated fairly by insurance companies. They will collect all necessary evidence to support your claim, including medical records, accident reports, and eyewitness statements. By building a strong case, your attorney can challenge low-ball offers and insist on a settlement that reflects your actual losses. Attorneys can also identify unfair insurance practices and take appropriate action to protect your best interests, ensuring you seek the full compensation you deserve.