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Law Office of Michael P. Forbes, PC Law Office of Michael P. Forbes, PC
Let’s Make Bankruptcy Your Last Resort! 610-991-3321
Don’t Feel Alone. Don’t Fight Alone.
We Are on Your Side. Fighting for your consumer rights is our top priority.

Time is critical—protect your home and credit now. Don’t wait until your credit is ruined. Act fast to defend your future today.

Philadelphia Foreclosure Attorney

Serving Southeastern Pennsylvania with Experienced Foreclosure Defense, Credit Report Error, & Personal Injury Representation

Facing foreclosure can feel overwhelming, but you do not have to go through it alone. If you have fallen behind on mortgage payments or see financial trouble ahead, acting early can make a significant difference in protecting your home and financial future.
At Law Office of Michael P. Forbes, PC, we focus on helping homeowners throughout the Philadelphia area fight back against foreclosure and explore available options to keep their homes.
Foreclosure situations move quickly, and waiting too long can limit your options. Our firm works directly with you to evaluate your situation, explain your rights, and develop a strategy based on your home, credit, and long-term financial circumstances.

Speak with an experienced Philadelphia foreclosure attorney today for a free consultation to understand your options and discuss your situation before it’s too late. Call Law Office of Michael P. Forbes, PC today at (610) 991-3321 or contact us online to get started.

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Types of Matters We Handle

Our Foreclosure Defense Services

Foreclosure law can be complex, and every case is different. Our firm helps homeowners understand their rights and explore the legal strategies available to protect their property and financial future.
We assist clients with foreclosure-related matters such as:
Our goal is to help clients understand their options and pursue a path forward based on their unique financial circumstances. 

Mortgage Servicing Errors in Foreclosure Defense

A foreclosure lawyer can review mortgage servicing records for misapplied payments, improper fees, force-placed insurance, dual tracking, and inaccurate credit reporting. Attorney Michael P. Forbes represented a homeowner in U.S. Bank, N.A. v. Pautenis, a Delaware County mortgage foreclosure action in which the court ruled for the homeowner and dismissed the bank’s complaint.

The Real Estate Settlement Procedures Act (RESPA) and Regulation X may provide procedures for submitting a notice of error or request for information. The effect of any submission depends on the loan, servicer, filing, and facts of the matter.

Philadelphia Foreclosure Diversion & Loss Mitigation

For eligible owner-occupied residential mortgage foreclosure cases, the Philadelphia Court of Common Pleas offers the Residential Mortgage Foreclosure Diversion Program, which can include conciliation conferences before a sheriff’s sale. Loan modification negotiations, HEMAP assistance, bankruptcy, deed in lieu, and other responses may require timely action.

Philadelphia homeowners may also have access to foreclosure prevention housing counseling and legal-aid resources. Eligibility and available options depend on the property, proceeding, and homeowner’s circumstances.

Other Practice Areas

While foreclosure defense is a major focus of our practice, our firm also assists clients with other legal issues that can affect financial stability and recovery.
  • Credit Report Errors (FCRA Claims): Your credit report plays a critical role in your financial future. If inaccurate information has damaged your credit score or prevented you from obtaining financing, we can assist with disputing those errors and pursuing claims under the Fair Credit Reporting Act.
  • Personal Injury: If you were injured due to another person’s negligence, such as in a car accident or slip and fall, our firm can help pursue compensation for medical expenses, lost wages, and pain and suffering so you can focus on recovery.

Speak with a Philadelphia Foreclosure Lawyer Today

If you are facing foreclosure, dealing with credit reporting errors, or recovering from an injury, our firm can help you understand your options and discuss next steps. 

If you are dealing with foreclosure, don’t wait to get the help you need. Contact or call (610) 991-3321 a trusted Philadelphia foreclosure defense attorney at Law Office of Michael P. Forbes, PC today to discuss your home and financial circumstances.

Our Valued Clients Share Their Stories

    If you need a great legal point man, Michael Forbes is the best!
    “He Got Me Out of a Financial Mess”
    - Jerry Timlin
    I trust Michael and as a result I highly recommend him.
    “He delivers results, and he also clearly cares about the people he represents.”
    - Heather C.
    Focused on the best outcomes for my family and our business!
    “I want to thank Michael for his advice on several business and personal matters. I appreciate his intimate knowledge with the law and real-life workings of the legal system, his patience explaining best options, and his desire to achieve practical goals.”
    - TH

Why Hire the Law Office of Michael P. Forbes

Choosing the right attorney during financial hardship is critical. Our firm is committed to providing knowledgeable guidance and strong advocacy for clients we represent.
  • Committed Representation: We pride ourselves on delivering legal representation while providing compassionate support during an incredibly stressful time.
  • Proactive Legal Strategy: Our goal is to reach people early, before foreclosure progresses too far, so we can review available options affecting their homes, finances, and credit.
  • Extensive Legal Experience: With over 35 years of experience, Attorney Michael P. Forbes has the knowledge and qualifications to advocate for homeowners and their rights.
  • Strong Advocacy: When banks or lenders attempt to take your home, our firm is prepared to fight for you and pursue legal options available.
  • Committed
    My firm is proud to deliver high-quality legal representation and compassionate counsel during this difficult time.
  • Proactive

    My goal is to reach as many people as possible to let them know that they do have the option to keep their home and protect their credit.

  • Knowledgeable

    Over 35+ years of experience and the qualifications to fight for you and your rights.

  • Power

    We’ll Fight for You! Don’t Let the Bank Take Your Home. 

Take the First Step Today

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