Do I Need a Foreclosure Lawyer?

Do I Need a Philadelphia Foreclosure Lawyer?

The Benefits of Having an Aggressive Attorney in Your Corner

If you are facing the imminent loss of your home, it is crucial that you act quickly to enlist the help of a Foreclosure Attorney in Philadelphia PA from  the Law Office of Michael P. Forbes, PC. Fighting a foreclosure action on your own can be a nearly impossible task, especially when you are up against a well-funded opponent, so we encourage you to trust in the capabilities of our firm.

Why Choose Law Office of Michael P. Forbes, PC?

We have helped countless individuals to stay in their homes over the last two decades, and we welcome the opportunity to assist you. Unlike numerous other firms in the area, our dedicated legal team is focused on implementing effective long-term solutions. Most people assume that the only way to delay or stop the foreclosure process is to file for bankruptcy—since this is what they have been told time and time again—but we firmly believe that this alternative should only be used as a last resort.

We Provide Personalized Solutions

Instead of looking for a quick fix or an easy way out, we are committed to finding the most practical solution for each individual client. Every case is different, so we vow to provide our clients with the personalized attention and tailor-made solutions that they deserve. In doing so, we have found that we are able to more accurately pinpoint the problem and then work toward resolving it—rather than taking a "one size fits all" approach.

Contact Our Foreclosure Defense Attorney

Explore your options under the qualified guidance of our Pennsylvania debt collection defense lawyer. Getting started is as easy as picking up the phone and calling our office at (610) 991-3321.

If you would prefer to contact us online, you can also take advantage of a free case evaluation by filling out the form that is conveniently located on our website. Either way you choose to get in touch, we encourage you to do so quickly. Time is of the essence when facing the potential loss of your home.

Get in touch with Law Office of Michael P. Forbes, PC by dialing (610) 991-3321 or completing our form.

How a Foreclosure Lawyer Can Help

Rather than surrender and lose your home to foreclosure, you may have other options. It is important to keep in mind that your lender may not want your property. They may initiate foreclosure proceedings because that is the only option they see to avoid a total loss, but if your property is worth less than what you owe, you may be able to work out an effective alternative with your lender. The bank may have also made a mistake or violated your rights in some way in regard to your foreclosure lawsuit; this can be used in your favor to fight foreclosure and save your home.

No matter the particular circumstances of the foreclosure proceedings you are dealing with, an experienced Philadelphia foreclosure lawyer can offer you helpful information to help you make the right choices about your unique case.

What Can Our Philadelphia Foreclosure Defense Attorney Do?

A foreclosure attorney with the proper knowledge and resources can offer you a number of valuable services at virtually any stage of your case. 

This may include:

  • Examining all relevant legal documents related to the loan, purchase agreement and more.
  • Offering you accurate information regarding your specific options.
  • Helping you pursue the option you choose.
  • Handling all communication with the lender's legal department.
  • Protecting your rights as a homeowner in any and all proceedings, in or out of court.
  • Negotiating with the lender to modify your mortgage agreement, if this is the right course of action.
  • Defending you in court.
  • Delaying foreclosure proceedings.
  • Challenging the validity of foreclosure based upon mistakes, procedural violations or infringement on your legal rights.

For many people, their home is the greatest investment of their life. When you have invested potentially tens of thousands, if not hundreds of thousands of dollars in your home, you may not wish to lose it to foreclosure. Often times our family home is more than a financial investment, it's an emotional one as well. Whether this was your dream home, or if you watched your children grow in the home, you may want to do what you can to save the home you have grown to love.

For more information, read our blog post about when to call a foreclosure defense lawyer.

Can An Attorney Stop A Foreclosure?

You may halt or slow down the foreclosure process with a foreclosure defense lawyer. In some cases, we fight the foreclosure to buy you more time to move or apply for a mortgage modification. Sometimes the foreclosure process itself may be flawed. In other instances, the bank may be wrong about you being behind on your mortgage payments. Foreclosure defense can provide an opportunity to compel the bank to show proof regarding its ability to foreclose. Even if you are not able to keep your home, an experienced foreclosure defense attorney can assist you in avoiding the liability associated with the foreclosure.

A lawyer can look over your loan and handle any unethical or exploitative lending practices. For example, a lender may file a foreclosure wrongfully or make errors in loan documentation at closing. Even a small error in calculating your annual percentage rate might result in a violation of the legislation, allowing you the right to cancel the loan.

A foreclosure defense attorney from Law Office of Michael P. Forbes, PC thoroughly knows state foreclosure laws and your rights, the process, and any possible tactics can all be explained by the lawyer. Your lawyer can also negotiate directly with the bank on your behalf in order to secure an out-of-court settlement. Other choices include a loan modification, short sale, or deed in lieu of foreclosure. Working with an attorney increases your chances of communicating effectively with the bank and you are less likely to get lost in the shuffle or pushed to the sidelines.

Getting the Legal Guidance You Need

The average person does not know much about the law and how it affects them in a foreclosure proceeding. Since you are dealing with such a large investment, it's a good idea to seek legal advice from a qualified attorney. If you were being sued, wouldn't you hire an attorney to defend you? The same goes for your home, whenever you are facing legal and financial consequences; it's a wise idea to seek the advice of an attorney who can explain the law, as well as all of your options. Once you are fully informed you can make the most reasonable and viable decision that is right for you and your family.

Contact a Philadelphia foreclosure attorney today to find out what can be done to save your home or discuss other alternatives to foreclosure.

Our firm handles cases in Coatesville, West Chester, Downingtown, Upper Darby, Chester, Lansdale, Norristown, Phoenixville, King of Prussia, Media, Lansdowne, Havertown, Plymouth Meeting, Doylestown, New Hope, Exton, Royersford, Newtown, Douglasville, Reading, Collegeville, Exeter, Chester Springs, Burkesville and Birdsboro and throughout Philadelphia County, Bucks County, Lancaster County, Chester County, Montgomery County and the surrounding areas in Southeastern Philadelphia.

Our Values Helping You Avoid Bankruptcy
  • Proactive

    My goal is to reach as many people as possible to let them know that they do have the option to combat collection agency bullies.

  • Committed
    My firm is proud to deliver high-quality legal representation and compassionate counsel during this difficult time.
  • Knowledgeable

    Over 25 years of experience and the qualifications to fight for you and your rights.

  • Power

    We fight back and make the debt collector pay YOU money for their abusive, harassing behavior.

Free Consultations Available Contact Our Offices

Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (610) 991-3321.

  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

Our Valued Clients Share Their Thoughts

  • "Fought for Me Like No Other. He's One of the Good Ones."
  • He managed to focus on the best outcomes for my family and our business

  • "He Got Me Out of a Financial Mess"
    Jerry Timlin
  • "They are very straight forward and told us what to expect each step of the way. They are tireless advocates for their clients and profession."
    RD & AD
  • I trust Michael and as a result I highly recommend him.

    Heather C.
  • "Credit Report Inaccuracy Threatened My Promotion"
  • "Someone You Definitely Want in Your Corner"
  • Michael P Forbes Photo
    Michael P Forbes


    Mr. Forbes has always been driven by the desire to help others. With that in mind he began his law career representing indigent families in the Philadelphia family law system for seven years.

    Let’s Make Bankruptcy your Last Resort!

    Read Full Bio