Philadelphia Credit Report Error Attorney
Don't Let a Mistake on Your Credit Report Affect Your Future
As Americans, we use our credit to obtain motor vehicles, credit cards, home loans, appliances, store credit cards, time shares, business loans, apartments and rental homes. Nearly every aspect of our life is governed by our credit score. When there is an inaccuracy on your credit report, it can affect whether or not you get an automotive loan, a home loan, or even decent automotive insurance rates. Wrong information on your credit report can even affect your ability to get a good job.
Is Your Credit Score Being Reported Accurately?
In the United States, we use three major credit reporting agencies: Transunion, Experian and Equifax. Although each of these credit reporting agencies differ slightly, all three of the credit reports contain the same basic information. Your credit report is extremely important and it has an effect on many aspects of your life. Your credit report contains personal identifying information about where you live, how you pay your bills, if you have ever filed for bankruptcy and whether or not you have ever been sued or arrested. These credit reporting agencies sell the information in your credit report to creditors, insurers & employers.
These parties then use your personal information to evaluate your applications for credit, insurance, employment, and even renting an apartment or home. The federal Fair Credit Reporting Act (FCRA) promotes the accuracy of the information that is contained within Americans' credit reports. Most financial advisors and consumer advocates strongly suggest that consumers review their credit report periodically in order to ensure that it is completely accurate.
Contact a Debt Collection Defense Attorney at Our Firm to Address Your Concerns.
For further information about how to ensure the accuracy of your credit report, contact a Philadelphia debt collection defense attorney from the Law Office of Michael P. Forbes, PC.
Our firm handles cases in Upper Darby, Springs, Chester, Lansdale, Norristown, Phoenixville, King of Prussia, Media, West Chester, Downingtown, Havertown, Lansdowne, Coatesville, Plymouth Meeting, Exton, Doylestown, New Hope, Douglasville, Reading, Collegeville, Royersford, Newtown, Exeter, Chester Burkesville and Birdsboro and throughout Philadelphia County, Montgomery County, Chester County, Lancaster County, Bucks County, and the surrounding areas in Southeastern Philadelphia.
Our Valued Clients Share Their Stories
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“He Got Me Out of a Financial Mess”- Jerry Timlin
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“He delivers results, and he also clearly cares about the people he represents.”- Heather C.
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“I want to thank Michael for his advice on several business and personal matters. I appreciate his intimate knowledge with the law and real-life workings of the legal system, his patience explaining best options, and his desire to achieve practical goals.”- TH