Avoiding Credit Repair Scams in Philadelphia, PA

How can I tell if I'm being scammed?

You may have seen advertisements that offer to repair blemishes on your credit report by removing any trace of a bankruptcy, judgment, bad loan or lien. They claim that they can help you to legally obtain a new identity, successfully acquire a car loan or even land a new job, but the truth is that it's nothing more than a well-organized scam. In most cases, you will be asked to pay hundreds or thousands of dollars in up-front fees—only to find out that the company has vanished with your money. In other cases, these companies will encourage you to engage in illegal activities in order to obtain a clean slate.

Contact our firm to get started on your case today.

Credit Restoration in Pennsylvania

While most credit repair scams will fail to inform you of this, everything that can be done to mend your credit can be done on your own. Some companies will attempt to convince you that they can fix your damaged credit in no time, but the truth is that there are very few ways in which this can be successfully completed.

Other than time, wise spending decisions and diligent credit error reporting, there is nothing that a credit repair company can do for you that you cannot do for yourself. For this reason, the Philadelphia FCRA attorney at our firm encourages you to learn more about the protections that you are afforded under the Fair Credit Reporting Act (FCRA).

Not only is it free to investigate and dispute any inaccurate information on your credit report, but it is a much better idea than throwing money at potential scammers. When you turn to the Law Office of Michael P. Forbes, PC for sound legal guidance, you can rest assured that we will always have your best interests in mind. Don't fall for the false promises of a credit repair scam; trust that our firm will do everything in our power to achieve the results that you are hoping for.