Your Credit After Divorce in Pennsylvania

Philadelphia Debt Collection Defense Attorney

Divorce is a difficult situation to go through and it can leave unwanted circumstances in its wake. One of these is the fact of how your credit rating may be affected after your divorce is finalized. While a divorce will take up all of the liabilities in the marriage and ensure that one or the other party is responsible for payment, the fact is that more often than not, both of your names are associated with the debt you accumulated during the marriage. So even though your divorce agreement has specified one of your debts is to be paid by your ex-spouse, if the person fails to do so you may find creditors contacting you and harassing you about payment.

My name is Michael Forbes and I have helped numerous clients in your same situation. There are ways we can help you with removing your name from an ex-spouse's debt so that collector's do not continue to harass you. There are also circumstances where the debt is solely your ex-spouses, yet collection agencies continue to call. There is a solution for this as well.

Stop Harassing Calls in Pennsylvania

Since most credit agencies will link information about spouses on your credit record, credit collection agencies will attempt to contact you regarding your ex-spouse's bills and may use abusive techniques to get payments out of you. If you find this happening to you, call my office immediately. I can take aggressive action to stop the harassment and even seek compensation for any violations of the Fair Debt Collection Practices Act. Don't let them take advantage of you, call my office today to find out how I can help you.