Call Today:

(610) 991-3321
HomeAttorney ProfileDebt CollectionFAQClient TestimonialsCommercialsEspañolContact Us
Protecting Your Rights Against Abusive Debt Collectors
Don’t feel alone. Don’t fight alone. Call us.

Defense Against Auto Repossession in Pennsylvania

Repossession is the legal term which refers to the act of taking back property, either through a judicial process, court order, foreclosure or self-help, after the consumer has failed to fulfill their legal and financial obligation to make the required payments. In the case of auto loans, when an individual signs an auto loan agreement, they are not only agreeing to make specific payments each month, they are agreeing to the fact that the creditor may repossess the vehicle if they fail to make those payments.

The repossession of a vehicle, however, must be accomplished in a very exact manner. In fact, the state of Pennsylvania is extremely strict when it comes to the laws and procedures pertaining to the repossession of vehicles. Although creditors are not required, under Pennsylvania law, to give a warning notice indicating they are coming to repossess your vehicle, they are required to a) obtain your permission to repossess the vehicle (providing you are present at the time) and b) to repossess the vehicle without breaching the peace. If you refuse to turn over your vehicle, the creditor is required to obtain a court order before they can take possession of the vehicle. If the creditor breaks the peace, or any other law, in the process of trying to repossess your vehicle, they could be found guilty of a misdemeanor.

If you or a loved one has had your vehicle repossessed, or you fear your vehicle may be repossessed in the near future, I advise you to contact the Law Office of Michael P. Forbes, PC right away. The most effective defense against auto repossession in Pennsylvania is having a skilled Pennsylvania Debt Collection Defense Lawyer on your side. When you contact my firm, I will be able to review your situation, inform you of your rights, and provide you with the aggressive defense you need in order to help you fight a wrongful repossession.

I understand that having your vehicle repossessed can be a frightful and embarrassing experience. It can also have a negative impact on your credit worthiness, your career and your future. Before it is too late, contact a Pennsylvania debt collection defense attorney at my firm and schedule a free case consultation.

Categories:     ,    


No Comments Posted
Debt Collection Defense Attorney | Contact Us | Site Map | Privacy Policy
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
The Law Office of Michael P. Forbes, PC - Philadelphia Debt Collection Defense Attorney
Located at 200 Eagle Road, Suite 50 Wayne, PA 19087. View Map
Phone: (610) 991-3321 | Local Phone: (610) 293-9399.