Unfortunately, the state of the U.S. economy has left many in a dire financial situation. Not only has it become increasingly difficult to stay on top of bills and owed debts, but some have even been faced with the possible foreclosure of their home. For this reason, you should know that you are not alone if you have started to receive incessant phone calls from debt collection agencies and creditors to whom you owe money.
What is important to understand, however, is that you still have rights. Although debt collectors have a job to do—namely, getting you to repay your debts—there is a very distinct line that they cannot cross in the process. Those that have been on the receiving end of a harassing phone call likely won't forget it, but a number of these victims do not even realize that their rights have been violated.
For this reason, The Law Office of Michael P. Forbes, PC has made it our goal to inform all debtors of what is and isn't acceptable behavior when it comes to debt collection practices. In accordance with the Fair Debt Collection Practices Act (FDCPA), anyone that is employed by a debt collection agency is prohibited from using manipulative or harassing tactics in order to carry out the responsibilities of their job.
This means that they are only allowed to call you between certain hours of the day, that they cannot use abusive or threatening language and that they cannot intentionally misinterpret the amount of money that you owe. If you believe that you have been unlawfully harassed by a debt collector, it is imperative that you consult with a Pennsylvania debt collection defense lawyer at the firm today.
Fight Back With the Help of Our Firm!
The experienced legal team at The Law Office of Michael P. Forbes has been protecting the rights of debt collection abuse victims for more than two decades. In that time, we have represented a number of different cases throughout Pennsylvania—including everything from stopping credit harassment to defending against the foreclosure of a home. For this reason, we encourage you to find out what our firm can do for you as soon as such a problem arises. Act quickly is crucial when dealing with legal matters of this magnitude, so we have made our services available to you in more ways than one.
To get in touch with the firm, you can start by either submitting an online contact form or calling our office directly at (610) 991-3321.
My goal is to reach as many people as possible to let them know that they do have the option to combat collection agency bullies.
CommittedMy firm is proud to deliver high-quality legal representation and compassionate counsel during this difficult time.
Over 25 years of experience and the qualifications to fight for you and your rights.
We fight back and make the debt collector pay YOU money for their abusive, harassing behavior.
Our Valued Clients Share Their Thoughts
"They are very straight forward and told us what to expect each step of the way. They are tireless advocates for their clients and profession."RD & AD
"Someone You Definitely Want in Your Corner"J.C.
I trust Michael and as a result I highly recommend him.Heather C.
"He Got Me Out of a Financial Mess"Jerry Timlin
"Credit Report Inaccuracy Threatened My Promotion"R.T.
He managed to focus on the best outcomes for my family and our businessTH
"Fought for Me Like No Other. He's One of the Good Ones."J.W.
Michael P Forbes
VOTED AS ONE OF PENNSYLVANIA'S TOP LAWYERS
Mr. Forbes has always been driven by the desire to help others. With that in mind he began his law career representing indigent families in the Philadelphia family law system for seven years.
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