Collection agencies that collect medical debt are held to the exact same standards for collection practices as any other agency under the Fair Debt Collection Practices Act (FDCPA). Even so, many consumers consider medical bills to be different than other bills. This misunderstanding can lead to serious financial damage for the consumer being charged for the medical treatment.
Once a healthcare provider turns their patient over for debt collection, the collection agency immediately reports the debt to credit reporting agencies without giving the consumer a chance to resolve the debt. In many cases, the consumer may not even understand what they are being billed for because of third-party billing. All of this can have a very serious and adverse effect on the consumer's credit score.
How a Debt Collection Defense Lawyer Can Help
Consult with a Pennsylvania debt collection defense attorney today if you are being abused by a collection agency regarding your medical debts, or if you were victimized by confusing third-party billing. The firm of Michael P. Forbes, PC can provide the aggressive representation you need to stop creditor harassment and abuse.
How Do You Get Medical Debt Forgiven?
If you are looking to have your medical debt forgiven or reduced, you will need to speak with the billing department of the hospital that is billing you. You may qualify for strategies that reduce debt, financial aid or discounts.
Find a Debt Collection Defense Lawyer Near You
Attorney Michael Forbes proudly serves clients in Pennsylvania. With more than 25 years of experience, I have the knowledge and skill to present a strong case and stop illegal creditor harassment. You have rights as a consumer under the FDCPA, as well as the Telephone Consumer Protection Act (TCPA) and the Fair Credit Reporting Act (FCRA).
Contact my offices today to learn more about my firm and how I can help you find freedom from creditor abuse. We represent clients in Pennsylvania.
My goal is to reach as many people as possible to let them know that they do have the option to combat collection agency bullies.
CommittedMy firm is proud to deliver high-quality legal representation and compassionate counsel during this difficult time.
Over 25 years of experience and the qualifications to fight for you and your rights.
We fight back and make the debt collector pay YOU money for their abusive, harassing behavior.
Our Valued Clients Share Their Thoughts
"Credit Report Inaccuracy Threatened My Promotion"R.T.
"They are very straight forward and told us what to expect each step of the way. They are tireless advocates for their clients and profession."RD & AD
"He Got Me Out of a Financial Mess"Jerry Timlin
I trust Michael and as a result I highly recommend him.Heather C.
"Fought for Me Like No Other. He's One of the Good Ones."J.W.
"Someone You Definitely Want in Your Corner"J.C.
He managed to focus on the best outcomes for my family and our businessTH
Michael P Forbes
VOTED AS ONE OF PENNSYLVANIA'S TOP LAWYERS
Mr. Forbes has always been driven by the desire to help others. With that in mind he began his law career representing indigent families in the Philadelphia family law system for seven years.
Let’s Make Bankruptcy your Last Resort!Read Full Bio